Powered by Hearth Financial

FLEXIBLE PROJECT FINANCING

Break ground on your foundation, driveway, retaining wall, or outdoor living project today with fixed monthly payments tailored to your budget.

Pre-Approval in 60 Seconds

GET PRE-APPROVED WITH ZERO CREDIT IMPACT

First In Construction has partnered with Hearth to give you fast, secure access to competitive loan options from multiple lending partners.

Loans from $1,000 to $100,000
Funds deposited in 24–48 hours
Terms from 2 to 12 years
No home equity required
HEARTH

Fast, Transparent Funding

Checking loan pre-qualification uses a soft credit check that will not affect your credit score.

Apply Online → Direct Official Hearth Partner Link
How It Works

3 Easy Steps to Fund Your Construction Project

1

Fill Out the 60-Second Form

Click our secure Hearth link and input basic project information to view pre-qualified offers with zero impact on your credit score.

2

Choose Your Monthly Payment

Compare personalized monthly payment terms, interest rates, and loan durations to find the payment plan that best matches your budget.

3

Receive Funds & Break Ground

Approved funds are deposited directly into your bank account in as fast as 24-48 hours so First In Construction can begin work immediately.

Common Questions

Financing FAQs

Will checking rates hurt my credit score?

No. Checking your pre-qualified loan options through Hearth uses a soft credit check that does not impact your credit score in any way.

What projects can I finance?

Any service we offer! You can finance foundation pier drilling, stamped concrete patios, driveway replacements, retaining walls, outbuildings, outdoor fireplaces, custom gates, or home renovations.

Can I pay off the loan early?

Yes! All loans offered through Hearth have zero prepayment penalties, allowing you to pay off your balance early at any time without fees.